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Personal Finance Insider

I'm a financial adviser, and I think robo-advisers can be useful — but they aren't for everyone

Robo-advisers can work well for consumers who have basic financial knowledge and don't need comprehensive financial planning advice.

2019-09-02

The 7 best ways to get out of debt starting today, according to financial planners

By budgeting, consolidating, and prioritizing, getting out of debt is possible with the resources you already have.

2019-08-28

How I built credit from scratch when I moved to the US

When I moved to the US from Canada, I assumed my credit history would move with me — but it didn't. So I had to start building credit from scratch.

2019-08-20

The best thing to do today to teach kids about money, according to a CEO who worked in finance for 10 years

Teaching children about money happens through incorporating money conversations in everyday activities, according to Laura Levine.

2019-08-19

How much money you need to retire at every age and comfortably live on investment income

To retire early and live on investment income, you'll need millions. Here's how much you need if your target annual income is $100,000 or $65,000.

2019-08-14

The 15 states where $1 million in retirement savings will last the longest

Want to stretch your retirement savings? A cool $1 million in retirement savings will last at least 21 years in each of these states.

2019-08-13

Should I pay my debt or save for retirement? First step is clear

Wondering if you should pay your debt or save for retirement first? If you have high-interest debt, pay that first then save for retirement.

2019-08-13

How I automated my retirement savings as a full-time freelancer

Without an employer-sponsored 401(k) plan, it can be hard to save for retirement. Here, one freelancer shares how she automated her SEP IRA.

2019-08-13

The Amex Platinum Card is offering a coveted 100,000-point bonus — but it's not for just anyone

Some people can get a 100,000-point Amex Platinum welcome bonus, which is among the most coveted deals in the travel and credit-card-rewards world.

2019-08-12

Last chance: Earn up to 50,000 miles and $500 cash back with Delta cards

Until August 15, the Gold and Platinum Delta Amex cards are offering welcome bonuses that can get you both miles and cash back on Delta purchases.

2019-08-09

Early retiree millionaire interviews: top regret is waiting to invest

Despite achieving the most coveted marker of financial success, many of the millionaires think they could be better off if they'd started even sooner.

2019-08-09

3 climate change experts on why they're saving for retirement

Three climate change experts told us why they're still saving for retirement despite gloomy prospects for the planet.

2019-08-09

The salary you need to earn to buy a home right now in the 25 biggest US cities

Despite a slight drop in home prices in the most expensive housing markets, prices rose in 91% of US metro areas in the second quarter of 2019.

2019-08-08

Scammers are sending out fake IRS letters to taxpayers demanding money — here's how to spot a fraud

A tax lawyer says any legitimate IRS letter or notice will have an official seal and a notice or letter number, among other distinguishing markers.

2019-08-07

The 5 money lessons I taught my teenage daughter that helped her save $10,000

I didn't want my teenage daughter to make the same money mistakes I did, and in just two summers, she's been able to save enough to buy herself a car.

2019-08-07

Betterment dropped the rate on its fee-free, high-yield savings account less than 2 weeks after its debut

Betterment's Everyday Savings account has no monthly fees, allows unlimited transfers, and offers FDIC insurance up to $1 million.

2019-08-07

5 things that get cheaper when the Fed cuts interest rates

Borrowers may see interest rates down on credit cards, variable rate student loans, auto loans, small business loans, and home equity lines of credit.

2019-08-01

When the Fed cuts interest rates, it affects everything from your savings account to your auto loans

When the Fed cuts interest rates, it's to encourage spending and growth, and it affects everything from savings accounts to mortgages to loans.

2019-08-01

7 things you should always tell your financial planner

A financial planner or adviser can be a great resource to improve your finances, but their services only work if you are open about your money.

2019-08-01

5 ways I've cut back my food and household spending without having to pinch pennies

Using apps like Popcart and shopping at the back of the store are easy ways to save money without obsessing over every penny.

2019-07-31
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