CMC Markets Review 2025: How to Open a Demo/Live Account & Withdraw Money?

In todays fast-evolving financial markets, choosing a reliable trading platform is crucial for success. CMC Markets, a globally renowned trading platform, has attracted countless investors with its competitive trading conditions and fast withdrawal.

This article provides a comprehensive guide to CMC Markets trading accounts and deposit and withdrawal related, helping you make the most of this platform to achieve your trading goals.

First, let's take a quick look at CMC Markets' key points via the table below:

	Quick CMC Markets Review Summary
Founded	1989
Registered	UK
Regulation	FCA (UK), FMA (New Zealand), CIRO (Canada), MAS (Singapore)
Security Measures	Segregated account, negative balance protection
Trading Instruments	10,000+, forex, indices, commodities, shares, ETFs, treasuries, shares baskets
Demo Account	✅
Account Minimum	$0
Maximum Leverage	1:200 for retail clients
EUR/USD Spread	Average 0.6 pips
Trading Platform	MT4/5, CMC NextGen
Deposit & Withdrawal Fee	❌

In general, CMC Markets offers quite competitive trading conditions - up to 1:200 leverage for retail clients, tight spread from 0.0 pips, free deposits and withdrawals, as well as MetaTrader4 and MetaTrader5 platforms. Traders can also choose the proprietary CMC NextGen platform to start trading with no minimum deposit requirement.

CMC Markets Account

If you are interested in trading with CMC Markets, before exposing yourself to the risks of live trading, you had better open a risk-free demo account to test the waters.

Demo Account

The good news is that CMC Markets supports demo trading, which provides a risk-free environment to practice trading strategies, familiarize yourself with the platform, and gain confidence before committing to real funds.

You can open demo accounts on MT4, MT5, or CMC NextGen platforms.

The MT4 and MT5 demo accounts are available for an initial period of 30 days and will expire after 30 days of inactivity, while the Next Generation demo account has no expiry date.

The default demo balance is $10,000.

Account Types

CMC Markets also offers two types of live accounts, Standard and FX Active. So, it's not difficult to choose.

Generally, the Standard account is suitable for all traders, whether you are a beginner or a professional trader, while the FX Active account is more suitable for active FX traders.

Both account types have no minimum deposit requirement and a maximum retail leverage of 1:200, which is very friendly for beginners.

However, in terms of spreads and commissions, the two accounts are different. For the Standard account, there is no commission but the spread starts from 0.6 pips. By contrast, the FX Active account holders can enjoy raw spreads from 0.0 pips but have to pay 0.0025% commission.

You can view the table below to quickly understand the similarities and differences between the two account types.

CMC Markets Account Opening (Step-by-step)

Opening a CMC Markets account is very simple and easy, and usually takes 1-3 days.

Before we start, let's check if CMC Markets is available in your country.

From the stealthy text at the bottom of the homepage, we see that CMC Markets does not offer services to traders from the United States, or Belgium, and is not intended for distribution to any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.

If you are not from the above regions, you can continue to follow us and learn about how to sign up for a CMC Markets account.

Note: Whether you want to open a demo account or a live account, the following step-by-step guide is applicable.

Step 1: Go to the CMC Markets website and directly click the “OPEN ACCOUNT” button at the right corner of the top of the homepage, as the following screenshot shows.

Step 2: Then, the pop-up window Register for your account will pop up. You need to choose your preferred platform, MetaTrader or CMC NextGen.

Step 3: If you choose the MetaTrader platform, and click the “Continue” button, the pop-up window “Start trading global markets” will pop up. You need to select your country and click the “Continue” button. Then you will be redirected to your regional website.

Here, we select “Singore”, and we are directed to the Singapore region website. Just click the Try risk-free demo button to get started.

Now, let's go back to choosing a platform. If you choose the “CMC NextGen” button, and click the “Continue” button, you will also be directed to choose your country. Select your country of residence and click the Get started button to get started.

CMC Markets Deposit & Withdraw

Once you have signed up for a CMC Markets trading account, you can fund your account with any amount you want because there is no minimum deposit requirement.

Like most brokers, CMC Markets accepts payments via credit cards and online banking.

It also offers fast withdrawals. In most cases, you can get your money back within 1 day.

Basic deposits and withdrawals are free of charge, but there may be exceptions.

For a detailed deposit and withdrawal process, you can log in to your MT4 or MT5 client portal or the Next Generation platform and follow the instructions in the funding section.

Is CMC Markets Safe and Legit?

Currently, CMC Markets holds five valid regulatory licenses from four countries, including the Financial Conduct Authority (FCA) in the UK, the Financial Markets Authority (FMA) in New Zealand, the Canadian Investment Regulatory Organization (CIRO), and the Monetary Authority of Singapore (MAS). You can verify CMC Markets' regulatory status and explore more details on WikiFX.

Regulated Country	Regulated by	Regulated Entity	License Type	License No.
	FCA	CMC Markets UK plc	Market Making (MM)	173730
	FCA	CMC Spreadbet Plc	Market Making (MM)	170627
	FMA	CMC MARKETS NZ LIMITED	Market Making (MM)	41187
	CIRO	CMC Markets Canada Inc.	Market Making (MM)	Unreleased
	MAS	CMC MARKETS SINGAPORE PTE LTD	Retail Forex License	Unreleased

Besides, as a CMC Markets‘ client, your money is held separately from CMC Markets’ funds. It is held in segregated client bank accounts distributed across a range of major banks, which are regularly assessed against our risk criteria. Under the BMA rules, retail clients must be provided with negative balance protection. This means the maximum amount you can lose is what you initially deposit with CMC Markets.

CMC Markets vs Other UK Brokers

Logo
Broker	CMC Markets	XM	IG	xtb
Regulation	FMA, FCA, CIRO, MAS	ASIC, CySEC, DFSA, FSCA, FSC (Offshore)	ASIC, FCA, FSA, FMA, MAS, DFSA	CySEC, FCA
Product Offering	10,000+, forex, indices, commodities, shares, ETFs, treasuries, shares baskets	1,400+, forex, commodities, precious metals, shares, Turbo stocks, equity indices, energies, thematic indices	17,000+, forex, indices, shares, commodities, cryptocurrencies	6,900+, stocks, ETFs, forex, indices, commodities
Demo Account	✅(MT4/5 account - initial period of 30 days, Next Generation account - no expiry date; $10,000 virtual funds)	✅(30 days)	✅($20,000 virtual funds)	✅
Account Minimum	$0	$5	$0	£0
Maximum Leverage	1:200	1:1000	1:400	1:30
Trading Platform	MT4/5, CMC NextGen	MT4/5, XM App	L2 dealer, ProRealTime, MT4, TradingView	Proprietary platform
Copy/Social Trading	❌	✅	❌	❌
Promotion	❌	✅	❌	❌
Best for	Beginners	Beginners	Experienced traders	Experienced traders

Write at the End

We hope this guide serves as a valuable resource for your trading journey, and we wish you success on the CMC Markets platform! If you want to know more about CMC Markets, you can directly visit their website: https://www.cmcmarkets.com/en to find the FAQ part on the homepage, as the screenshot below shows.

FAQs

Is my money safe with CMC Markets?

Yes. CMC Markets offers segregated client bank accounts and negative balance protection.

Is CMC Markets regulated by MAS?

Yes. Apart from MAS (Singapore), CMC Markets is also regulated by FCA (UK), FMA (New Zealand), and CIRO (Canada).

Does CMC Markets have a demo account?

Yes. The MT4 and MT5 demo accounts are available for an initial period of 30 days and will expire after 30 days of inactivity, while the Next Generation demo account has no expiry date. The default demo balance is $10,000.

Can I withdraw money from a CMC Markets demo account?

No, you cannot withdraw money from a demo account. Demo accounts are designed solely for practice and educational purposes, and they operate using virtual funds rather than real money.

How long does CMC markets withdrawal take?

CMC Markets offer fast withdrawal. In most cases, you can get your money back within 1 day.

What is the minimum deposit for CMC Markets?

$0.

How do I open a CMC Markets account?

CMC Markets account opening is quite easy. You can find detailed info in the “CMC Markets Account Opening” section.